Business Finance and Working Capital Loans


Working Capital

CJC Financial can help provide unsecured working capital loans for all situations, we work with the most efficient lenders in the market to resolve your cash flow needs fast, we can usually obtain approval within 24 hours.

Ideally you will have at least $10'000 per month in revenue but all situations will be considered

Loan Amounts from $10'000 to $600'000 with super fast closing

Accounts Receivable (Factoring)

Sometimes your greatest asset is your debtors book, we have a number of lenders who can help turn those invoices in immediate cash flow

  • Turn your invoices into cash immediately
  • Quick approval
  • The money is secured against your debtors list so no need for extensive credit checks
  • Assistance with credit control
  • Up to 90% lending against your invoices.

Real Estate

We can help with all types of commercial real estate lending, from short term development funding to long term investment loans.

We can assist with the following types of commercial real estate;

  • 1-4 Family Investment
  • Multifamily (Apartment Building)
  • Hotel / Motel
  • Office Building
  • Strip Center
  • Free Standing Commercial
  • Warehouse
  • Improved Land
  • Industrial


Typically we can provide funding up to 65% LTV but 100% financing is available on a case by case basis and rate start at 5%

Equipment Loans

 We understand how important equipment can be to your business, we can help provide funding for all types of assets including;

  • Machinery
  • Software
  • Vehicles
  • IT Hardware
  • Business Equipment

Terms range from 30 days to 84 months and rates can be as low as 5.55%